Financial Aid for Graduate Students
Aloha! We are pleased that you have chosen to study at Hawaii Pacific University. Students who file the Free Application for Student Aid (FAFSA) may be eligible for Federal Stafford Loans. Graduate students may borrow up to $20,500 each year in Stafford Loans depending on Cost of Attendance and any outside or institutional awards you may have. Your Cost of Attendance (budget) will vary depending on your status as a fulltime or part time student, and on the graduate program in which you are enrolled.
To be eligible for Federal Direct Stafford Loans, graduate students must be accepted and enrolled in at least 5 credits in an eligible degree program. Capstone classes less than 5 credits and certificate programs do not qualify for federal aid.
For more information about Stafford Loans, click here.
In addition to Federal Direct Stafford Loans, graduate students are also eligible to apply for Graduate PLUS loans. The Federal Graduate PLUS Loan (Grad PLUS Loan) enables eligible graduate students with good credit histories to borrow funds in addition to their Stafford loans up to their Cost of Attendance.
The Federal Direct Graduate PLUS Loan is a low interest loan program that enables graduate students to borrow directly from the U.S. Department of Education to help pay for their educational expenses. Those interested in applying for a Graduate PLUS loan should first complete the FAFSA application. Students are encouraged to exhaust their subsidized/unsubsidized Stafford loan eligibility before seeking a Graduate PLUS loan. Loan payments can be deferred while in school at least half time and the loan has flexible repayment options.
For more information on how to apply for a Graduate PLUS loan, please click here.