Student Health Insurance

We strongly urge all HPU students to have medical insurance.  If you are a student from the U.S. mainland, contact your insurance carrier regarding the scope of coverage in Hawaii.  

Department of Homeland Security regulations require that colleges and universities certify that international students have sufficient funds on hand to defray expenses in the event of an emergency. HPU has determined that a mandatory health care program best satisfies this requirement for our international students. Hence, all full-time international students are REQUIRED to either purchase one of the HPU plans or obtain a waiver.

We are pleased to offer HMSA (Blue Cross-Blue Shield Association) and Kaiser medical insurance plans.  

Who is eligible?

  • HPU students enrolled at least half-time.
  • HPU graduate students enrolled in his/her capstone course.
  • Students participating in approved HPU sponsored programs.
  • HPU visiting colleagues, short-term scholars/professors.
  • HPU students doing Optional Practical Training (OPT).

Attention International Students

All international students are REQUIRED to either purchase one of the HPU plans or obtain a waiver. 

If you wish to obtain a waiver, your medical insurance must meet the following requirements: 

  • Valid coverage dates for the entire term
  • Coverage for outpatient care, hospitalization, emergency room, accidents, medical and surgery in Hawaii
  • Non-reimbursement policy
  • Minimum $100,000 USD coverage
  • Medical benefits of at least $50,000 per accident or illness
  • A deductible not to exceed $500 per accident or illness
  • At least 75% coverage for each accident or illness

Additional requirements for International Students:

  • Repatriation of remains in the amount of $7,500
  • Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $10,000

Plans that are NOT accepted include:

  • Life insurance policies
  • Travel insurance plans
  • Accident or hospitalization only plans
  • Reimbursement policies

To obtain a waiver, international students must submit proof of medical coverage (meeting the above stated requirements) in ENGLISH only. Please take care of this BEFORE the semester begins.  

HPU International Student Health Insurance Waiver

Attention All Nursing Students
The College of Nursing and Health Sciences require health insurance coverage for all nursing students in nursing course levels one through five and all nursing courses for MSN students.  Each student will be required to provide proof of insurance coverage by health requirement deadline. Contact the college for details at (808) 236-3552.

Attention Hawai'i Loa Campus Residents
Residents are required to provide proof of personal medical health insurance throughout the duration of their housing contract. A resident’s health insurance must be valid in Hawai‘i. For details, please contact the staff directly at (808) 236-3540.

Medical Plan Options for Students

Hawaii Medical Services Association (HMSA) - Blue Cross-Blue Shield Association Kaiser Foundation
With the HMSA Plan, students have the freedom to choose the provider who best meets their health care needs. HMSA's plan includes drug and vision benefits for HPU participants.

You can receive care from any HMSA participating provider statewide. HMSA's network includes 95% of all health care providers in the state and all major hospitals. There are many HMSA health care providers near the HPU downtown and Hawaii Loa campuses such as Queen's Medical Center, Straub Clinic and Hospital, and Kalihi-Palama Health Center (downtown Honolulu). Find a participating doctor in your area.

HMSA Plan Details:
2011-2012 HMSA Benefit Plan Summary & Enrollment form

How to Enroll: Complete the enrollment form and mail your application, class schedule, and payment via check payable to HMSA (for the 2010-2011 plans, HMSA will not accept credit card payments) to:

HMSA
CSS/6
PO Box 860
Honolulu, HI 96808-0860

Web Portal: http://www.hmsa.com/portal/hpustudent
Customer Service: (808) 948-6111

Annual Coverage Plan
(09/01/11 - 08/31/12)
Open enrollment begins 07/05/11 and ends 09/20/11
Student Only $4294.80
Student + 1 dependent $12649.20
Student + 2 or more dependents $18701.52

Fall Semester Coverage Plan
(09/01/11 - 12/31/11)
Open enrollment begins 07/05/11 and ends 09/20/11
Student Only $1431.60
Student + 1 dependent $4216.40
Student + 2 or more dependents $6233.84

Fall & Spring Semester Coverage Plan
(09/01/11 - 05/13/12)
Open enrollment begins 07/05/11 and ends 09/20/11
Student Only $3018.29
Student + 1 dependent $8889.57
Student + 2 or more dependents $13143.02

Spring Semester Coverage Plan
(01/01/12 - 05/13/12)
Open enrollment begins 12/01/11 and ends 02/06/12
Student Only $1586.69
Student + 1 dependent $4673.17
Student + 2 or more dependents $6909.18

Spring Semester & Summer Sessions Coverage Plan
(01/01/12 - 08/31/12)
Open enrollment begins 12/01/11 and ends 02/06/12
Student Only $2863.20
Student + 1 dependent $8432.80
Student + 2 or more dependents $12467.68

Summer Sessions Coverage Plan
(05/14/12 - 08/31/12)
Open enrollment begins 04/01/12 and ends 07/10/12
Student Only $1276.51
Student + 1 dependent $3759.63
Student + 2 or more dependents $5558.52

NOTE: Enrollment becomes effective when HMSA receives the completed enrollment application form and payment. Refer to the plan summary for enrollment policy detail

The Kaiser Plan is an HMO plan that makes it easy for HPU students to get their medical services at convenient Kaiser locations statewide--11 locations on Oahu, five on Maui, and three on the Big Island of Hawaii. Students can choose or change their Primary Care Physician (PCP) at any time and are welcome to make same-day appointments at any Kaiser Clinic. Kaiser's coverage includes drug and vision benefits.

The Honolulu Clinic (1010 Pensacola Street) is conveniently located within 15 minutes of the HPU downtown campus. Access to the parking structure, as well as the building, is available on both King and Pensacola Streets. In addition, the clinic is situated directly along city bus routes both to and from the downtown campus. Bus directions from the HPU downtown campus: on Hotel Street (east-bound), take Bus #1 (all routes), #2, #13 to the Honolulu Clinic. Get off at King Street, just before Pensacola; the clinic is across the street. Call The Bus at (808) 848-5555 for schedule information.

For more information, go to the online director of Kaiser locations, physicians, or services at http://kp.org/ourfacilities.

Kaiser Plan Details:
Kaiser Benefit Plan Summary 2011-2012
Kaiser Enrollment Form 2011-2012

How to Enroll: Complete the enrollment form, Authorization to Charge form (if using a credit card to make a payment), and mail your application, class schedule, and payment (via check payable to Kaiser Foundation Health Plan or credit card) to:

Kaiser Foundation Health Plan, Inc.
Membership Administration
P.O. Box 30820
Honolulu, HI 96820-0820

Web Portal: http://my.kp.org/hi/hpustudents
Customer Service: (808) 432-5955.

Annual Coverage Plan
(09/01/11 - 08/31/12)
Open enrollment begins 07/05/11 and ends 09/20/11
Student Only $2490.61
Student + 1 dependent $7471.83
Student + 2 or more dependents $11207.74

Fall Semester Coverage Plan
(09/01/11 - 12/31/11)
Open enrollment begins 07/05/11 and ends 09/20/11
Student Only $830.87
Student + 1 dependent $2491.94
Student + 2 or more dependents $3737.91

Fall & Spring Semester Coverage Plan
(09/01/11 - 05/13/12)
Open enrollment begins 07/05/11 and ends 09/20/11
Student Only $1765.22
Student + 1 dependent $5294.63
Student + 2 or more dependents $7941.94

Spring Semester Coverage Plan
(01/01/12 - 05/13/12)
Open enrollment begins 12/01/11 and ends 02/06/12
Student Only $934.35
Student + 1 dependent $2802.69
Student + 2 or more dependents $4204.03

Spring Semester & Summer Sessions Coverage Plan
(01/01/12 - 08/31/12)
Open enrollment begins 12/01/11 and ends 02/06/12
Student Only $1659.74
Student + 1 dependent $4979.88
Student + 2 or more dependents $7469.83

Summer Sessions Coverage Plan
(05/14/12 - 08/31/12)
Open enrollment begins 04/01/12 and ends 07/10/12
Student Only $725.39
Student + 1 dependent $2177.20
Student + 2 or more dependents $3265.80

NOTE: Enrollment becomes effective when Kaiser receives the completed enrollment application form and payment. Refer to the plan summary for enrollment policy details.

Dental Plan Options for Students

HPU students have the option of purchasing a student dental plan. This student plan is a dental discount program provided directly to you by (1) Hawaii Family Dental Centers and (2) Hawaii Dental Care. If you are interested, contact the program provider directly.

Hawaii Family Dental Centers
The dental plan is flexible and may be purchased for a single or multiple semesters or full-year coverage. The plan rates are very affordable. Students must be enrolled at least half-time to purchase the dental plan. Other highlights: low fees, no claim forms, up to 75% discount on dental services, no maximum benefit amount, no deductibles, choice of dentists within the network, no waiting periods for pre-existing conditions, and four dental center locations on Oahu. Enroll online at www.hawaiifamilydental.com.   

Hawaii Dental Care
Members receive significant savings on dental services performed by one of the dentists in the contracted network. Member benefits include: no waiting periods--start saving now, 100% approval, over 100 providers statewide, low membership fee, no limit on savings. For more information, go to www.hidentalcare.com.